Follow This Guide to Find the Best Attorney for Debt Settlement Options in Denver
If you are experiencing financial challenges, including debts that you’re unable to pay, you may have started searching the Internet for a bankruptcy attorney near you, as well as weighing the pros and cons of various debt settlement options. If this is the case, you’re probably already becoming overwhelmed by the number of lawyers and solutions that exist – not to mention the sometimes conflicting information that you find online.
At Wink & Wink, two of our major priorities are clarity and transparency. When you walk out of one of our free consultations – or any of our visits with you – you should feel like you have all the most important information at your disposal and that you have obtained objective advice about which debt relief option is most cost-effective for your financial difficulties.
When you’re still in the process of deciding which bankruptcy attorney to work with, these “green flags” and “red flags” will provide some advice on the characteristics of a superior law firm (the “green flags”) as well as what to stay away from (“red flags”).
Green Flags: What to Look for in a Bankruptcy Attorney
The following qualities are common among all bankruptcy attorneys, and – if you apply each of these when vetting a bankruptcy attorney near you – it is certain that you’ll feel like you’ve made the right decision.
1. Look for a Free Consultation which goes in-depth into your situation
A free consultation in which an excellent team of bankruptcy attorneys review your case and help you understand your options is essential when searching for a lawyer for debt relief. This free consultation should help you feel more settled about your current challenges because you’ll be listened to without the added pressure of choosing that firm.
A bankruptcy law firm that offers a free consultation is also demonstrating the firm’s willingness to help you without adding another payment you can’t afford. Therefore, any firm that offers this benefit is worth considering, whether you’re wondering about bankruptcy or another debt solution.
While you may already know that companies that offer debt consolidation without an attorney at your side are a mistake, you may not be sure which attorneys to trust, so ensuring that they offer a free consultation is a great way to start separating the best bankruptcy lawyers from the ones you should avoid.
While the basics of bankruptcy are straightforward, there is a lot of complexity to bankruptcy law. This complexity can dramatically impact the cost of bankruptcy for you. Because of this, you should seek a law firm that takes the time to review the details of your situation. This may often entail a lengthy questionnaire. While completing the questionnaire may seem inconvenient, it is often critical to identifying important issues which will impact the cost of debt relief for you.
2. Did You Get Solutions for Your Debt Challenges?
When you decide to schedule a free consultation, you want to understand your options and advice you receive on solving your debt problems. You want to be understood and know that the advice you are receiving is based on your unique situation and goals. During a free consultation, you should be able to tell your story, ask as many questions as you like, address concerns, and hear about situations that are similar to yours and how these worked out for the better.
At Wink & Wink, we understand the many feelings that come with considering debt settlement options such as bankruptcy, and we want to make sure you are heard and that you come away feeling like your financial future is about to get brighter with our support.
3. Look for a Local Firm that Has Expertise with Colorado Law
Remember that you’re not only looking for a bankruptcy lawyer in general, but one that is rooting for citizens and small businesses in your community. Remember, too, that Colorado law has its own set of rules that can benefit you when you file for bankruptcy, so it is important to work with a bankruptcy attorney who is up-to-date on the ever-changing legal landscape. Your attorney should be able to implement Colorado law to advantageously ensure the best possible outcome for you.
4. Look for a Firm that Offers a Broad Range of Legal Services
A bankruptcy attorney with a wide variety of debt-related services will be well-versed in Chapter 7 and Chapter 13 bankruptcy for individuals and married couples, as well as for small businesses. They also likely will offer debt settlement options, counsel on tax resolution, and more.
Not only does this wide range of services tell you that the firm has a great deal of knowledge about bankruptcy law, but they also can customize a solution that is tailored to your individual needs. This way, you can be sure you’re getting the very best outcome for your financial challenges.
Red Flags: What to Avoid When Searching for a Bankruptcy Attorney
First, it goes without saying that if a bankruptcy attorney near you doesn’t offer a free consultation, doesn’t provide a variety of services, doesn’t seem to know Colorado law, isn’t committed to the Denver area, or doesn’t make you feel particularly comfortable or understood, you will want to continue your search! Further, the three items below will also help you know what to avoid, so you can make the best decision possible.
1. Avoid One-Size-Fits-All Attorneys
When looking for a bankruptcy attorney near you, you want to feel like they can expertly handle your situation – no matter how complicated. Although you do want the process to feel fast and easy, you don’t want an attorney who rushes you through the process and who sees you as just another file in their cabinet.
Even in the case of a seemingly uncomplicated bankruptcy – which Wink & Wink can absolutely guide you through – we want to be absolutely thorough about your situation. We want to protect your property and home equity under Colorado’s exemption laws, as well as weigh whether you are eligible to file for Chapter 7 or Chapter 13 bankruptcy. You want to feel certain that your bankruptcy attorney is leaving no stone unturned for you. Otherwise, it’s probably best to look for another firm.
2. Avoid Attorneys Who Can’t Help You Navigate Complicated Situations, Like Divorce and Small Business Debt
Certain debt-related situations can feel challenging, and include a lot more communication and decision-making than others. Knowing how to file for bankruptcy when you are getting divorced is one of those situations, as is how to file for bankruptcy as a small business.
In the case of divorce, it is important to work with a bankruptcy attorney who has the expertise to help you decide whether to file before or after divorce, and how to ensure you depart from your relationship in the best possible financial standing.
As a small business, you may be trying to decide whether to restructure your business or close the business down, as well as determine which business assets you can keep under the law. You want to be sure that all of your questions are answered, and that the bankruptcy lawyer you’re working with has painstakingly reviewed your options. You don’t want to feel that they’ve just breezed through your case without finding all of the benefits available to you.
3. Avoid Bankruptcy Attorneys with Limited Information on Their Websites
Although this might seem like a no-brainer, some websites make a lot of claims without enough information to support them. In addition, you might come across a flashy-looking website, but there isn’t much material there to support it. Look past the marketing, and see what’s really available to you on a bankruptcy attorney’s site.
You should be able to find resources, such as:
- A FAQ page
- Attorney bios and credentials, as well as information about the firm’s experience
- Descriptions of various debt settlement options for individuals and small businesses
- Blog articles that thoroughly detail various bankruptcy-related scenarios and provide educational materials for clients
- Articles on the disadvantages of debt consolidation by attorneys who understand the downside of this debt solution
- Testimonials that describe the bankruptcy law firm’s many successes
Wink & Wink’s Team of Bankruptcy Attorneys Flies All the Green Flags – and None of the Red Ones
When you’re seeking debt settlement options and looking for the best bankruptcy attorney in Denver, you’ll want to consider both the green and red flags above that will lead you to the ideal bankruptcy firm.
When you schedule a free consultation with Wink & Wink, you’ll find that the green flags mentioned above are more than just boxes we check off. Ensuring that you feel understood, relieved, and that an expert bankruptcy attorney near you is in your corner are essential in everything we do at our law firm.
Further, you won’t have to worry about the red flags. We customize our debt settlement options, including bankruptcy, to meet your specific needs, no matter where you find yourself in life. We have vast experience helping a wide variety of clients, and you’ll come away from your work with us feeling sure you’ve made the right choice – and with a beneficial resolution to prove it.
Searching for a “debt consolidation attorney” can cause you to end up with a dishonest consolidation company that doesn’t offer legal representation. Instead, opt for a premier bankruptcy and debt settlement lawyer at Wink & Wink.
Connect with our team at (303) 410-1720, or send us a message online. We look forward to providing you with a legal strategy that offers a positive path forward, despite the financial challenges you’re currently experiencing.