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The Denver Bankruptcy, Debt Settlement, Tax Resolution Attorneys
Hire an Experienced Bankruptcy Attorney to Help Your 341 Meeting Go Smoothly For many bankruptcy filers, the prospect of the Section 341 meeting of creditors can cause stress and anxiety. Is something bad about to happen? Will you be scolded or yelled at? Made to feel ashamed for your need to file for bankruptcy? Could…
Speak With a Trusted Bankruptcy Law Firm to See If Bankruptcy Is Right for You Obsessive calls and letters from creditors demanding payment. Pressure. Stress. The debt getting bigger and more out of control with each passing day… If you’re struggling with debt, this may only be the beginning. After a while, the creditor –…
If You’re in Financial Trouble, Speak With a Bankruptcy Lawyer Today Mortgages and home ownership are some of the biggest expenses people have. And if you lose your job or encounter other financial hardships, you may find yourself unable to keep up with payments. As well, a bad housing market or decreases in your property’s…
Consult a Bankruptcy Attorney to Learn the Right Choice for You If you’re struggling with overwhelming debt, you may be considering filing for bankruptcy. This can be a smart way to get your life back on track and receive some much-needed debt relief. When researching consumer bankruptcy, you’ve probably come across the terms Chapter 7…
Chapter 7 and Chapter 13 Bankruptcy Will Affect Your Cosigner Differently When taking out a loan, you may use what’s known as a “cosigner.” A cosigner is someone who has signed up to guarantee payment of a debt if the primary debtor fails to make payments. Cosigners are usually friends or family members with good…
Bankruptcy Might Be Your Best Debt Settlement Option, Despite What Your Bank Thinks If you’re struggling with debt, it’s normal to want to seek advice from your bank. After all, banks have long been seen as cherished, powerful institutions. They’re often housed in tall, stone buildings with imposing columns that signify wealth and prestige. The…
Bankruptcy Attorneys Wink & Wink Can Help You Avoid This Costly Mistake Chapter 7 bankruptcy wipes out your personal liability on all secured debt, such as auto loans, credit card debt, medical bills, and mortgages. For people overwhelmed by crippling debt, Chapter 7 bankruptcy can mean a fresh start. Normally, after your debts are discharged…
Foreclosure or Bankruptcy May Be the Smarter Option When you’re struggling with debt, you may be desperate for any kind of debt relief. If you have a large mortgage hanging over your head, or your property’s underwater, financially speaking, one option the mortgage lender may give you is what’s known as a “short sale.” On…
Learn How to Keep Inherited Assets in a Bankruptcy If you’re in need of debt relief, one option is filing for bankruptcy. This can allow you a fresh start. While it is true that some of your assets may be liquidated to pay off debts in bankruptcy, most assets people have are exempt and can…
Speak With a Bankruptcy Attorney to Ensure You Don’t Make These Critical Mistakes If you’re struggling with debt and considering filing for bankruptcy, you may be picturing angry creditors soon swarming on your house to repossess your belongings. Suddenly everything is gone, and you’re left in an empty house (which you worry they’ll soon kick…
Learn Your Options and Get Debt Relief Now If you fall behind on your bills, creditors may start calling or sending harassing letters, demanding payment. If this goes on too long, they may file a lawsuit against you to get that money. Of course, if you’re able to pay off your debt, then you can…
Denver Bankruptcy Law Firm Wink & Wink Can Help You and Your Business Get Debt Relief Small businesses are one of the things that make Denver a great city. They add local character, charm, and innovation and provide much-needed services to Colorado residents and visitors. However, small businesses continue to face many challenges in the…
Consult a Bankruptcy Attorney So You Don’t Make This Costly Mistake Credit cards can be an amazing resource. You can make purchases, particularly expensive ones, without having to fork over the cash right then and there. But it can also be how people find themselves in debt trouble. You don’t have the money for something,…
Avoid Making Your Debt Situation Worse A lot of thought goes into picking the bank or credit union where you hold your money. Perhaps they provide many appealing financial services beyond just a place to keep your money. Maybe they offer a great savings interest rate or have outstanding customer service. Maybe your family has…
Filing for Bankruptcy Doesn’t Mean You Can Never Buy a House Again Filing for bankruptcy doesn’t mean the end of your dreams of home ownership or being on solid financial ground again. In fact, filing for bankruptcy may be the thing to make your financial dreams easier to accomplish. This includes home ownership. Bankruptcy wipes…
Consult a Denver Bankruptcy Law Firm for Expert Bankruptcy Guidance The narrative around filing for bankruptcy can be that it means doom and gloom for your financial life. That your credit will never recover. That you’ll never be able to get a credit card or a house or car again. Of course, that simply isn’t…
Consult Denver Bankruptcy Attorneys Wink & Wink to Determine Your Best Option Filing for bankruptcy can wipe out your debts, providing some much-needed debt relief. Of course, it’s not always that easy. It’s not just filling out and turning in some paperwork and then poof, your debts are all gone. While it’s true that one…
Denver bankruptcy attorneys Wink & Wink can help you keep your car and other assets The word “bankruptcy” can conjure up scary images of financial ruin. You might imagine creditors swarming in and taking your house, car, and other possessions, leaving you with nothing. Luckily, that’s almost never the case. In fact, the government allows…
Denver Debt Settlement Attorney Can Help You Determine If Bankruptcy Is a Cheaper, Better Option When your debt is piling up and collection agencies are calling you around the clock demanding payment, you may feel desperate for debt relief and wonder about your options. One solution that you may hear about is called “consumer credit…
Denver Bankruptcy Lawyers Can Help You Keep the Maximum Amount of Your Assets You may be wondering what happens to your assets – your home, your car, your other possessions – when you declare bankruptcy. Do creditors swoop in and take those away, and you’re left out on the street with nothing, but at least…
Denver Debt Settlement Attorney Can Provide Options for Mortgage Arrears The COVID-19 pandemic has brought countless challenges to day-to-day life beyond just the virus itself. Many people have lost their jobs, suffered pay cuts, or have wracked up considerable debt from medical bills, mortgage payments, and the other expenses that have cropped up during this…
Denver Bankruptcy Lawyers Wink & Wink Can Help You Choose the Best Option Filing for bankruptcy can be a way to discharge overwhelming debt. For many small businesses, bankruptcy makes it possible to restructure the business or dissolve it completely when debt becomes too much to operate comfortably anymore. However, putting your business into bankruptcy…
A Reputable Bankruptcy Lawyer in Denver Can Help You Avoid Costly Mistakes If your debt piles up, you’re in danger of being sued. The creditor – the person or company to whom you owe money – may file a lawsuit to collect the money owed to them. This may be in an effort to collect…
Make Sure Your Bankruptcy Lawyer in Denver Has the Experience, Commitment, and Skill for Your Case Filing for bankruptcy is not a decision to take lightly. Similarly, choosing a bankruptcy attorney to represent you in your debt settlement case shouldn’t be taken lightly either. You need to make sure your debt settlement attorney is committed…
Consult a Denver Bankruptcy Lawyer to Avoid Unnecessary Complications Divorce and bankruptcy can sometimes go hand in hand. Financial problems can cause strain in a marriage, and ultimately lead to divorce in some relationships. And divorce itself can cause financial problems, leading to one or both of you having to file for bankruptcy. If you…
A Denver Debt Settlement Attorney Can Help You Navigate the Tax Implications of Bankruptcy If you’re in need of debt relief or considering filing for bankruptcy, you may be wondering how this could affect your taxes. Does filing for bankruptcy reduce your taxes? Increase your taxes? And what about tax refunds you’ve received: Can you…
Denver Bankruptcy Lawyers Wink & Wink Can Help If You’re Overwhelmed by Back Rent Rent is one of the biggest monthly expenses many people have. For you, the first of the month may be synonymous with your bank account taking a hit. And any excitement from payday at work can quickly diminish when much or…
Learn How the Stimulus Bill May or May Not Help With Debt Settlement Check the news and you’re bound to find talk about the latest stimulus bill to provide relief to Coloradans and other people in the United States. If you’re in need of debt relief, you may be particularly concerned. When is the money…
Denver Bankruptcy Lawyers Can Help You Obtain Medical Debt Relief No one ever plans to take on medical debt. Unlike debt incurred when buying a car or a house, medical debt can sometimes come seemingly out of the blue and quickly climb to levels impossible to pay back. What may be a simple or routine…
If Your Debt Is Too High, a Bankruptcy Lawyer May Be Your Best Bet If you’ve lost your job, unemployment benefits may help you keep your head above water for a period of time. But once your unemployment benefits end, it’ll likely become even harder to keep up with your rent or mortgage payments, credit…
Avoid Eviction With the Help of Wink & Wink, Denver Bankruptcy Lawyers The COVID-19 pandemic has caused financial hardship for many Colorado residents. Job loss, staggering medical bills, and the financial challenges that come from a family member’s death or illness have led many Coloradans to need debt relief. In some cases, these challenges have…
Choose the Right Bankruptcy Filing with the Help of Wink & Wink, Denver’s Premier Debt Settlement Law Firm Small businesses are the lifeblood of Colorado communities. They bring local charm, creativity, expertise, and employment to Colorado residents. Naturally, small businesses face many challenges depending on changes in the economy, competition, demand for their products and…
Denver Debt Settlement Lawyers Can Help You Get Debt Relief During COVID-19 The COVID-19 pandemic has caused overwhelming financial stress for many Colorado residents. Job loss or reduced income, high medical bills, and other hardships have led many residents to get behind in bill payments, resulting in increased debt and the need for debt relief…
Taking the First Steps Towards Debt Settlement Nearly half of Americans suffer from some form of credit card debt. In the wake of COVID-19 – a period in which many people find themselves out of work and without a regular source of income – this number continues to rise. Although credit cards are an effective…
Utilizing Chapter 13 to Cut Down Hospital Bills When people need medical treatment, they’re usually not thinking about the bills that are going to be due later down the line. The fact of the matter is, things like cancer, heart attacks, or even a few broken bones can be very costly. Recent studies have shown…
Obtaining Debt Relief Through Chapter 7 COVID-19 has caused a considerable amount of economic hardship for Americans in 2020, and it’s estimated this trend will continue well into next year. Many individuals have already experienced some type of job loss – either temporary or permanent – due to the widespread impacts of the virus. Restaurants,…
Denver Homeowners Should Prepare for Mortgage Repayment or Seek Assistance from a Debt Settlement Attorney The COVID-19 global pandemic – still ongoing – has changed peoples’ lives forever. As more Americans than ever face job loss and economic hardship, home mortgage lenders and the federal government began forming responses to their debtors’ needs, partially on…
You Don’t Have to Lose Your House! A Denver Debt Settlement Attorney Can Help The CARES Act, which Congress passed in response to the global coronavirus pandemic, instated a moratorium on foreclosures for homes with a federally-backed mortgage or multi-family mortgage loan. The moratorium initially ended in August, but has since been extended for single-family…
After Debt Relief Services from Colorado Bankruptcy Lawyers, Get Back to Your Life If you’re a Denver area resident who is struggling with your debt and finding that your low credit score is negatively affecting your life, it’s time to take drastic measures towards improving your FICO credit score. As you do so, you’ll even…
Denver’s Wink and Wink Can Help You with All Your Debt Relief Needs Handling finances isn’t always easy, and being blindsided by having to take on more debt just to get by happens more often than you think. When you notice that you have more debt than income, and you’re struggling to make payments, it’s…
Your Mission? Hire the Best Bankruptcy Attorneys in Denver A recent Dave Ramsay study shows that 80 percent of all Americans are struggling to repay debt. Credit-reporting agency Experian’s consumer debt study says the total consumer debt in the U.S. is a whopping $14.1 trillion, with an average of $90,460 in personal debt per person.…
Denver Bankruptcy Attorneys Wink and Wink Tell You Why If you find yourself thinking about borrowing money to pay off other money you’ve borrowed – or if you already have debts stacking up against you with no money in the bank to pay toward them, you might be tempted to take out a FinTech loan,…
How Denver Debt Settlement Lawyers Can Help You Small businesses in the Denver area have struggled in the past few months, thanks to the hard hit coronavirus delivered, prompting city “shutdowns” that required non-essential businesses to temporarily close their doors. Several years down the road, we’ll look back on this time period and sigh, remembering…
Due to the coronavirus, Wink & Wink is conducting all client meetings remotely. However, we continue to perform all services for our clients.
If you are behind on the payments for your car or truck, you probably go to bed at night worrying about the Repo Man, and whether your source of transportation will still be there for you in the morning. In such a stressful situation, it helps to know the facts. Knowing what is likely to…
If you are struggling with debt, there’s a good chance you are also struggling with unwanted contact from debt collectors. Sometimes these are your actual creditors, the ones you signed a contract with, but often the person calling you works for another company altogether because your debt has been sold to a debt collection agency.…
Debt settlement is an interesting world with potential, and pitfalls. As a bankruptcy lawyer in Colorado, I advise clients of seven rules which can help you get the most out of debt settlement. However, I also add a Golden Rule to list – understand your options when attempting to settle debt. This includes understanding bankruptcy.…
Asset planners such as CPA’s can be a great resource for avoiding tax liability or using trusts to avoid probate. However, such asset managers are often unfamiliar with bankruptcy laws, mainly bankruptcy exemptions, and their laser-like focus on short term gains and tax avoidance can cost you big time if you find yourself in need…
One question I hear frequently as a consumer bankruptcy attorney is “Will I ever be able to buy a home (or car) again after I file for bankruptcy?” or “Will I be able to get credit again with a bankruptcy on my credit report?” The short answer is yes. You will be able to purchase…
Seeing as financial problems are the number one cause of divorce in the U.S., bankruptcy and divorce often go hand-in-hand. Unfortunately, each one complicates the other. Understanding now bankruptcy laws affect a divorce and divorce-related debt depends on where you are in the process. Different considerations apply depending on whether you are considering divorce, have…
In general, debt discharged in bankruptcy is not taxable and most people who file for consumer bankruptcy have no tax consequences as a result of the bankruptcy filing. However, there are a few areas in which you should be aware of the interaction between bankruptcy and tax liability.
If you are contemplating buying a car before filing for bankruptcy in Colorado, here is fair warning of some pitfalls that may arise.
A recent report from Fidelity brings to light a disturbing trend in our country: record numbers of people are making hardship withdrawals from their retirement accounts, and near record numbers of people are borrowing from these accounts. As your friendly neighborhood bankruptcy lawyer in Colorado, I see this trend happening every day and it both…
Hey all! This week’s post comes from NOLO. We believe it is very informative regarding the well-deserved rights of active service members against creditors. In addition to the rights listed below, the bankruptcy code exempts from means testing for Chapter 7 eligibility for both; i) disabled veterans whose indebtedness occurred primary during a period when…
Student loans and bankruptcy are a complicated area, and not many bankruptcy filers understand how bankruptcy affects their student loan debt and what their options are and how they differ between Chapter 7 and Chapter 13 bankruptcy.
If you have been sued to collect on a debt, you are at risk of a wage garnishment. If you have unpaid bills headed for collections–for medical debt, credit cards, broken lease, auto loan deficiency, personal loans, mortgage deficiency and even unpaid student loan debt—a wage garnishment may be coming your way.
