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The Denver Bankruptcy, Debt Settlement, Tax Resolution Attorneys
Avoid Eviction With the Help of Wink & Wink, Denver Bankruptcy Lawyers The COVID-19 pandemic has caused financial hardship for many Colorado residents. Job loss, staggering medical bills, and the financial challenges that come from a family member’s death or illness have led many Coloradans to need debt relief. In some cases, these challenges have…
Choose the Right Bankruptcy Filing with the Help of Wink & Wink, Denver’s Premier Debt Settlement Law Firm Small businesses are the lifeblood of Colorado communities. They bring local charm, creativity, expertise, and employment to Colorado residents. Naturally, small businesses face many challenges depending on changes in the economy, competition, demand for their products and…
Denver Debt Settlement Lawyers Can Help You Get Debt Relief During COVID-19 The COVID-19 pandemic has caused overwhelming financial stress for many Colorado residents. Job loss or reduced income, high medical bills, and other hardships have led many residents to get behind in bill payments, resulting in increased debt and the need for debt relief…
Taking the First Steps Towards Debt Settlement Nearly half of Americans suffer from some form of credit card debt. In the wake of COVID-19 – a period in which many people find themselves out of work and without a regular source of income – this number continues to rise. Although credit cards are an effective…
Utilizing Chapter 13 to Cut Down Hospital Bills When people need medical treatment, they’re usually not thinking about the bills that are going to be due later down the line. The fact of the matter is, things like cancer, heart attacks, or even a few broken bones can be very costly. Recent studies have shown…
Obtaining Debt Relief Through Chapter 7 COVID-19 has caused a considerable amount of economic hardship for Americans in 2020, and it’s estimated this trend will continue well into next year. Many individuals have already experienced some type of job loss – either temporary or permanent – due to the widespread impacts of the virus. Restaurants,…
Denver Homeowners Should Prepare for Mortgage Repayment or Seek Assistance from a Debt Settlement Attorney The COVID-19 global pandemic – still ongoing – has changed peoples’ lives forever. As more Americans than ever face job loss and economic hardship, home mortgage lenders and the federal government began forming responses to their debtors’ needs, partially on…
You Don’t Have to Lose Your House! A Denver Debt Settlement Attorney Can Help The CARES Act, which Congress passed in response to the global coronavirus pandemic, instated a moratorium on foreclosures for homes with a federally-backed mortgage or multi-family mortgage loan. The moratorium initially ended in August, but has since been extended for single-family…
After Debt Relief Services from Colorado Bankruptcy Lawyers, Get Back to Your Life If you’re a Denver area resident who is struggling with your debt and finding that your low credit score is negatively affecting your life, it’s time to take drastic measures towards improving your FICO credit score. As you do so, you’ll even…
Denver’s Wink and Wink Can Help You with All Your Debt Relief Needs Handling finances isn’t always easy, and being blindsided by having to take on more debt just to get by happens more often than you think. When you notice that you have more debt than income, and you’re struggling to make payments, it’s…
Your Mission? Hire the Best Bankruptcy Attorneys in Denver A recent Dave Ramsay study shows that 80 percent of all Americans are struggling to repay debt. Credit-reporting agency Experian’s consumer debt study says the total consumer debt in the U.S. is a whopping $14.1 trillion, with an average of $90,460 in personal debt per person.…
Denver Bankruptcy Attorneys Wink and Wink Tell You Why If you find yourself thinking about borrowing money to pay off other money you’ve borrowed – or if you already have debts stacking up against you with no money in the bank to pay toward them, you might be tempted to take out a FinTech loan,…
How Denver Debt Settlement Lawyers Can Help You Small businesses in the Denver area have struggled in the past few months, thanks to the hard hit coronavirus delivered, prompting city “shutdowns” that required non-essential businesses to temporarily close their doors. Several years down the road, we’ll look back on this time period and sigh, remembering…
Due to the coronavirus, Wink & Wink is conducting all client meetings remotely. However, we continue to perform all services for our clients.
If you are behind on the payments for your car or truck, you probably go to bed at night worrying about the Repo Man, and whether your source of transportation will still be there for you in the morning. In such a stressful situation, it helps to know the facts. Knowing what is likely to…
If you are struggling with debt, there’s a good chance you are also struggling with unwanted contact from debt collectors. Sometimes these are your actual creditors, the ones you signed a contract with, but often the person calling you works for another company altogether because your debt has been sold to a debt collection agency.…
Debt settlement is an interesting world with potential, and pitfalls. As a bankruptcy lawyer in Colorado, I advise clients of seven rules which can help you get the most out of debt settlement. However, I also add a Golden Rule to list – understand your options when attempting to settle debt. This includes understanding bankruptcy.…
Asset planners such as CPA’s can be a great resource for avoiding tax liability or using trusts to avoid probate. However, such asset managers are often unfamiliar with bankruptcy laws, mainly bankruptcy exemptions, and their laser-like focus on short term gains and tax avoidance can cost you big time if you find yourself in need…
One question I hear frequently as a consumer bankruptcy attorney is “Will I ever be able to buy a home (or car) again after I file for bankruptcy?” or “Will I be able to get credit again with a bankruptcy on my credit report?” The short answer is yes. You will be able to purchase…
Seeing as financial problems are the number one cause of divorce in the U.S., bankruptcy and divorce often go hand-in-hand. Unfortunately, each one complicates the other. Understanding now bankruptcy laws affect a divorce and divorce-related debt depends on where you are in the process. Different considerations apply depending on whether you are considering divorce, have…
In general, debt discharged in bankruptcy is not taxable and most people who file for consumer bankruptcy have no tax consequences as a result of the bankruptcy filing. However, there are a few areas in which you should be aware of the interaction between bankruptcy and tax liability.
If you are contemplating buying a car before filing for bankruptcy in Colorado, here is fair warning of some pitfalls that may arise.
A recent report from Fidelity brings to light a disturbing trend in our country: record numbers of people are making hardship withdrawals from their retirement accounts, and near record numbers of people are borrowing from these accounts. As your friendly neighborhood bankruptcy lawyer in Colorado, I see this trend happening every day and it both…
Hey all! This week’s post comes from NOLO. We believe it is very informative regarding the well-deserved rights of active service members against creditors. In addition to the rights listed below, the bankruptcy code exempts from means testing for Chapter 7 eligibility for both; i) disabled veterans whose indebtedness occurred primary during a period when…
Student loans and bankruptcy are a complicated area, and not many bankruptcy filers understand how bankruptcy affects their student loan debt and what their options are and how they differ between Chapter 7 and Chapter 13 bankruptcy.
If you have been sued to collect on a debt, you are at risk of a wage garnishment. If you have unpaid bills headed for collections–for medical debt, credit cards, broken lease, auto loan deficiency, personal loans, mortgage deficiency and even unpaid student loan debt—a wage garnishment may be coming your way.
